Grow, diversify,
protect
Our values
We know that the trust you place in us, sometimes over a very long period, carries great responsibilities, not only because our reputation hinges on this trust, but also because it demands that we do everything in our power to meet your requirements. At Createrra Finance, we have been putting our expertise and experience to work to build your wealth for more than twenty years, through personalised investment solutions. Grow, diversify, protect: these are the key goals of the tailored management strategies we develop in complete independence to meet your needs.
Our qualities:
- personal touch,
- openness,
- integrity,
- privacy,
- thoroughness,
- aiming for excellence,
- transparency,
- flexibility,
- sense of service.
We value direct relationships and we make a point of ensuring that our decisions are always in keeping with the interests of our clients. The high standard of the services we provide hinges to a great extent on our keen understanding of your expectations, your limitations and your ambitions.
Our know-how
The name Createrra Finance is synonymous with asset management expertise. We have structured our company to provide services that are perfectly-suited to investors across various generations and from all walks of life. It is this precious cultural and generational diversity that drives us to imagine asset management strategies that are open, scalable and innovative.
ASSET MANAGEMENT
We look at a number of parameters when putting together a tailor-made portfolio. The nature of your assets, their degree of complexity, your investment horizon, your sensitivity to risk, your tax situation, your legal situation, succession-related considerations, etc. are just some of the factors that will help us determine the best investment style for you. Your exclusion criteria and specific constraints are also key factors in our approach. We attach great importance, at all times, to controlling the level of risk in the portfolios that we manage.
Our know-how is based above all on the extensive insight and talent of our managers, and on their ability to design efficient, creative and lucrative asset management solutions. We draw on our expertise and our conviction-led approach to ensure that our interests are aligned at all times with those of our clients.
FAMILY OFFICE
We know that your time on earth and that of your loved-ones is valuable.
We are here to provide you with solutions, tailored to your needs and wishes, to complete essential tasks on your behalf in order to safeguard your interests and those of your family, and to organise your assets in a structured manner.
Once we have earned your trust, we will take the hassle out of managing your assets, leaving you to spend time doing what you love. We have developed activities alongside our core business to provide you with multi-disciplinary comprehensive solutions. In addition to our own resources, where necessary, we can call on a network of first-rate experts to ensure that all your needs are met.
21
years of existence in the heart of Europe
12
professionals
Our history
Founded in Luxembourg in 2001, right from the start, our aim at Createrra Finance was to provide asset management solutions of the highest standard to a discerning private client base. Taking the greatest care to adhere to strict rules of professional conduct, we have been conducting our business ever since under the oversight of the Commission de Surveillance du Secteur Financier (Luxembourg financial regulator).
In 2004, we opened our Brussels branch, registered with National Bank of Belgium (NBB) and governed by the Financial Services and Markets Authority (FSMA). Four years later, we secured a licence to operate as an insurance broker.
2019 saw us join IRIS Finance International Group, enabling us to immediately tap into a synergy of expertise and work with partners who share our asset management approach. Chahine Capital is one of those partners, a pioneer in Quantitative Momentum (QM) asset management that has been managing a remarkably successful fund for more than 20 years.
Our team
We pride ourselves on forging very personal relationships with our clients. We are on hand to offer advice, guidance and tailored solutions to all our clients, who are cared for directly by their portfolio manager. He knows, better than anyone, the history of your family, the configuration of your assets and the details of your investments. He is your main point of contact for any request or question you might have or to set up any meeting you would like to arrange.
Michaël Sellam
Chairman
Michaël Sellam
Chairman
Michaël began his portfolio management career with some major industry banks and went on to form Compagnie Financière de Gestion et d’Investissement – Financière Galilée in 2000. In 2004, he acquired asset management firm IRIS Finance, after which he formed the IRIS Finance International Group holding company. He went on to acquire other asset management companies, starting with Provalor in 2007, Compagnie Financière Genevoise 1855 in 2014, Chahine Capital in 2017 and then Createrra in 2019. He enjoys sailing and horse riding.
François Garcin
Director
François Garcin
Director
François Garcin began his career at Banque Worms, before joining Yves Rocher, and, later, the Fimalac Group, where he managed the financial engineering department. In 1993, he helped to establish IRI (market research) and joined its senior management team. From 2005, he managed Clabo Conseil (microbiological analysis), which was later sold to world leader Silliker, where he became European Sales & Marketing Vice President. In 2007, he joined Chahine Capital, where he was general manager until 2021.
Bernard Vulfs
Chief Executive Officer
Bernard Vulfs
Chief Executive Officer
Bernard began his career with Deloitte as an external auditor. He then worked for American brokers (Merrill Lynch and Prudential Bache) before joining the management teams of several brokerage firms in Belgium. Bernard flies small aircraft and enjoys motorcycle trips.
Charles Bok
Chief Executive Officer
Charles Bok
Chief Executive Officer
Charles started his career in the management of institutional portfolios (JP Morgan and Fortis). He then took on important responsibilities in private banking in Brussels, Geneva and Singapore (with Credit Agricole Indosuez, leading independent wealth management companies and Reyl). He joined Createrra in 2013. He enjoys music, both as a lover of music and a musician, as well as travel.
Hugues Derem
Financial Director
Hugues Derem
Financial Director
Hugues has been with CREATERRA FINANCE from the very beginning. Prior to that, he worked for two asset management companies in Luxembourg. In addition to his duties as Financial Director, he is in charge of the administrative accounting team and is entrusted with overseeing the company’s administrative management. He likes to take part in sporting challenges by participating in trails and mountainbiking rides.
Myriam Harrache
Compliance & Risk Officer
Myriam Harrache
Compliance & Risk Officer
After graduating with a bachelor’s degree in economics and a master’s degree in international finance, Myriam began her career as a financial auditor. She joined the CREATERRA FINANCE S.A. Compliance Department in 2022. Myriam loves to travel and is something of a movie buff.
Patrick Lambert
Senior Wealth Manager
Patrick Lambert
Senior Wealth Manager
Patrick has been with CREATERRA FINANCE from day one. He has more than 20 years of experience in the finance industry. He enjoys running, tennis and classic car rallies.
Fabien Plancq
Senior Wealth Manager
Fabien Plancq
Senior Wealth Manager
Fabien has more than 20 years of experience in international financial markets. He started his career with major finance companies such as JP Morgan and Deutsche Bank. In 2000, he started to specialise in wealth management and was managing director for a Belgian wealth management company. He joined CREATERRA FINANCE in 2014. He enjoys travel and chess. He also practices krav maga.
Christophe Kowalski
Senior Wealth Manager
Christophe Kowalski
Senior Wealth Manager
Christophe began his career in Luxembourg in 1998 with Société Générale. He went on to work for major finance groups such as Edmond de Rothschild, CBP Quilvest and Bank J. Safra Sarasin. He joined CREATERRA FINANCE in 2021. He loves football.
Thibaut Dawans
Senior Wealth Manager
Thibaut Dawans
Senior Wealth Manager
Thibaut began his career in 1987, working for the Bonnewijn Renwart group, and was promoted to corporate secretary in 1997. In 1998, he became an associate at Rampelbergs (Brussels) and developed expertise in the management of high-net-worth clients. He acquired a high level of asset management expertise during his time with various independent asset management companies. He joined CREATERRA FINANCE in 2014 in order to strengthen the Brussels team.
Bruno Laedlein
Senior Wealth Manager
Bruno Laedlein
Senior Wealth Manager
Before joining Createrra Finance in 2023, Bruno worked for various banks and independent management companies in France and Luxembourg. A graduate of the Paris Dauphine University, he began his career at Lyonnaise de Banque in 1995 before joining SG Private Banking in 1998 as a senior banker. He subsequently joined the Edmond de Rothschild group where he worked for ten years as a private banker. Bruno plays many sports, including skiing and mountain biking. He also enjoys travelling and hiking.
Charles Feiner
Agent in banking and investment services - Feiner Analysis and Advice srl (0450.001.509)
Charles Feiner
Agent in banking and investment services - Feiner Analysis and Advice srl (0450.001.509)
In 1993, Charles founded Feiner Analysis And Advice srl, a consulting company that specialises in financial and stock market analysis. Over the course of his career, he has worked for various companies in the financial sector (Budget Hebdo, Test Achat, Sofina, Cobepa, Securex and BRG, etc.). Charles joined Createrra Finance in 2022 as an agent in banking and investment services (Feiner Analysis And Advice srl - 0450.001.509). He enjoys travelling and learning foreign languages.
Raphaël Vulfs, CFA
Portfolio Manager
Raphaël Vulfs, CFA
Portfolio Manager
Raphaël began his career at Bank Leumi UK in London, where he was a Credit Analyst for two years. He joined Createrra in 2014. Since 2019 he is CFA (Chartered Financial Analyst). Raphaël enjoys oenology, skiing and astronomy.
Abdel Stitou
Senior Administrative Manager
Abdel Stitou
Senior Administrative Manager
Abdel has been with CREATERRA FINANCE from the very beginning. He manages the administrative accounting team and covers several depositary banks. He enjoys cycling and running.
Nicolas Watrin
Senior Administrative Manager
Nicolas Watrin
Senior Administrative Manager
Nicolas has been with CREATERRA FINANCE S.A. from the beginning. He is a member of the administrative accounting team and covers depositary banks. He is also in charge of the company’s administrative management. Nicolas is a certified ‘designated group A worker’ in the field of safety and health at work. He enjoys taking family trips and fitness.
Any questions?
Our group
IRIS Finance International Group, founded in 2012, was initially envisaged as an aggregator of specialised services.
A totally independent operator, with the freedom to make tactical decisions. This independence is echoed in the management strategies that the group entities develop for their clients, with each subsidiary retaining its own investment philosophy and freedom of action in this area.
IRIS Finance International Group’s strength lies in its ability to bring together promising companies in order to combine the talents that have forged their reputation. To bring their interlocking qualities to the fore was the very first reason for founding our group.